Our typical clients are in…

Manufacturing

Distribution

Parts and Repair

Foodstuffs/ FMCG
Typical cover solutions:

Employers’ Liability

Public Liability

Fleet Insurance Inc HGVs

Stock & Goods in Transit

Property

We also offer a bespoke Commercial Combined service for optimal cover.
Manufacturing, wholesale & logistics cover
MANUFACTURING, WHOLESALE & LOGISTICS COVER
The route from raw materials to the consumer is an increasingly complex one, and our team is proud to have worked with some of the UK’s leading manufacturers and distributors to keep Britain’s unsung creators moving.
Perhaps more than any other sector, the cover you need will depend on what you make, how you make it and where you ship it. Nowhere is our bespoke, personal service more applicable – and more likely to save you money in the long run.
At the front end, from food to chemicals, you’ll be subject to manufacturing compliance regulations; covering product safety, environmental standards and labour protections. You’ll want to protect against business interruptions on complex production lines and possibly product recall or contamination too.
Why Do You Need Manufacturing, Wholesale & Logistics Cover?
Whether you manufacture in the UK or abroad, Covid and subsequent events have taught us that we need more resilient – and therefore longer and more complex – supply chains. It’s important to insure against supply chain disruptions and maybe assess your dependency on key suppliers. Transporting goods also introduces risks of loss, damage, or delays, due to accidents, theft and myriad other circumstances. Distributors and logistics firms also face liabilities related to the carriage of goods, including environmental damage or harm caused by transported products.
On top of these are a set of generic risks which every business should consider. A new world of digital vulnerabilities mean you should calibrate protection against cybersecurity and data protection challenges. And on the shop floor, you’ll want to consider employee safety and occupational health protections.
In short, making and transporting goods demands a bespoke and end-to-end set of protections.
You won’t need all of these – but there is bound to come a time when you’re glad of the cover you have; not just to safeguard your business against financial detriment, but to get you back on your feet as quickly as possible when headwinds strike.
We’ll work with you to understand the unique exposures associated with your business and craft a package bespoke to your needs and risk profile. Leaving you free to do what you’re best at: running your business, covered, compliant and confident.

Get in touch today for your bespoke manufacturing, wholesale or logistics insurance package

Your expert guidance and dedication
As always, your expert guidance and dedication to making sure we have the right cover in place - taking away the stress and confusion from an important part of our business operation is very much appreciated.
It's great having a team with your knowledge and customer-first attitude on hand to expertly guide us through the process each year and we are eternally grateful that you take all the stress away from the this for us when it comes round each year.
Bastion Architecture

Their understanding of the market we operate in and the clients we look after has come in very useful.
The team at Merlin have always been on hand to answer any queries and we are very pleased with the service we receive. The expert advice has been very helpful, but their understanding of the market we operate in and the clients we look after has come in very useful.
Hallas & Co, Chartered Surveyors

As our stock levels have grown, they have always adapted our insurances immediately.
We are a niche business with unique and complex products liability requirements, Merlin Insurance Brokers have been there to advise on our contractual requirements and ensure we are able to cover our risks. Also, as our stock levels have grown, they have always adapted our insurances immediately to ensure we are always covered.
British Medical Auctions