Our typical clients are in…

Family Offices

Wealth Management

Discreet, direct engagement with High Net Worth Individuals
Typical cover solutions:

Multiple Properties

Valuables

Business risks

Custom cover requirements
Insurance Services for Private Clients
INSURANCE SERVICES FOR PRIVATE CLIENTS
We recognise that as a high net worth individual, you face distinctive challenges when it comes to securing general insurance due to your unique assets, lifestyle across international legislatures and risk exposures.
We’re delighted to bring our expertise, resources and above all personal service to develop a customised package with the utmost discretion and focus on quality and reliability - to protect your assets and give you complete peace of mind.
Our Approach to Private Client Insurance.
Our holistic approach begins with a recognition that you will have a complex asset portfolio, demanding often bespoke insurance from specialist insurers where standard policies fall short. We have those relationships in place; and access to valuation services to ensure that you neither over- nor underinsure your prized possessions.
We offer guaranteed confidentiality, discretion and privacy protection in your dealings with us, and also a range of specialist insurances for your own security, like extortion and international safety cover.
We also recognise that your wealth and the assets which support it are part of an ongoing process of financial protection, estate management and succession planning, in which insurance is not just a necessary expense but an important lever in controlling risk across multiple threat landscapes: in short, minimising risk protects value and we never forget our role in that process.
Our Private Client Insurance Service Includes...
You’ll find our service includes to be fully consultative. We will advise on cover needs and opportunities to improve outcomes, carefully balancing comprehensive cover against the challenges of premiums and deductibles.
We’ll prompt you appropriately for regular risk assessments and adjustments as asset values change or the regulatory landscape moves forward. Your priorities are protection, privacy and planning.
Our exceptional, personable and discreet team is fully equipped to take a holistic view of your insurance needs, managing complex asset portfolios and integrating insurance with your broader financial and estate management strategies.
In a complex and changing world, we’ll work with you to understand the unique exposures associated with your operation and craft a package bespoke to your needs. Keeping you covered, compliant and confident.


Your expert guidance and dedication
As always, your expert guidance and dedication to making sure we have the right cover in place - taking away the stress and confusion from an important part of our business operation is very much appreciated.
It's great having a team with your knowledge and customer-first attitude on hand to expertly guide us through the process each year and we are eternally grateful that you take all the stress away from the this for us when it comes round each year.
Bastion Architecture

Their understanding of the market we operate in and the clients we look after has come in very useful.
The team at Merlin have always been on hand to answer any queries and we are very pleased with the service we receive. The expert advice has been very helpful, but their understanding of the market we operate in and the clients we look after has come in very useful.
Hallas & Co, Chartered Surveyors

As our stock levels have grown, they have always adapted our insurances immediately.
We are a niche business with unique and complex products liability requirements, Merlin Insurance Brokers have been there to advise on our contractual requirements and ensure we are able to cover our risks. Also, as our stock levels have grown, they have always adapted our insurances immediately to ensure we are always covered.
British Medical Auctions