PROFESSIONAL SERVICES 

Insurance Services for Professionals  

PROFESSIONAL SERVICES 

Insurance Services for Professionals  

PROFESSIONAL SERVICES 

Insurance Services for Professionals  

Our typical clients are in… 

Property Professionals (Engineers, Surveyors, Architects) 
Marketing and Retail 
Consultancy 
Recruitment 

Typical cover solutions: 

Professional Indemnity 
Cyber 
Management Liability (D&O) 
We also offer a bespoke Commercial Combined service for optimal cover 
Professionals in construction, recruitment, consultancy and similar professions face a unique set of challenges, and and at Merlin, we’ve built our business around creating tailored coverage to meet your specific needs
Professionals in construction, recruitment, consultancy and similar professions face a unique set of challenges, and and at Merlin, we’ve built our business around creating tailored coverage to meet your specific needs
OUR SERVICES 

PROFESSIONAL INDEMNITY COVER 

PROFESSIONAL INDEMNITY COVER 

Your overriding concern should be Professional Indemnity (PI) cover – without it, a major claim against you (even if it’s not well founded) could see you put out of business. 
Yes, PI is expensive – it can be 3-4% of your turnover. But it’s not just a “necessary evil”: it’s a transfer of risk. Your business relies on selling the expertise embodied in real people, and real people make mistakes. Even if you are the best in your business, at some stage of your career, you are likely to be at the wrong end of a legal claim – and PI is an investment in the war chest to fight it. 
So we don’t see PI as a pain, we see it as a crucial offsetting of this risk, to professionals ready to tackle it every day. 
And that’s why it’s not just a financial benefit: when a claim does occur, you can count on our hands-on claims service. We have the experience and knowledge to deal with professional loss adjusters, maintain continuity of service for your business and negotiate an ideal result on your behalf. 
 
Incredibly, the larger brokers have no in-house skills to do this – where their claims team are just administrators, ours are your champions who know your account and will fight your corner. So that you can get on with running your business. 

WE'RE ON YOUR SIDE. 

Whatever you do for a living, we’ll keep business going. We don’t just check in during annual reviews. We’re on your side, proactively monitoring the market (cybersecurity is a good example – it’s an increasingly critical focus, but options vary in quality), and ready at the end of a phone to offer advice – in good times and bad. Protecting your good name, your business, and your clients’ interests, too. 

Get in touch to find out how our Insurance Services for professionals can help you. 

Your expert guidance and dedication 
As always, your expert guidance and dedication to making sure we have the right cover in place - taking away the stress and confusion from an important part of our business operation is very much appreciated. 
 
It's great having a team with your knowledge and customer-first attitude on hand to expertly guide us through the process each year and we are eternally grateful that you take all the stress away from the this for us when it comes round each year. 
Bastion Architecture 
Their understanding of the market we operate in and the clients we look after has come in very useful. 
The team at Merlin have always been on hand to answer any queries and we are very pleased with the service we receive. The expert advice has been very helpful, but their understanding of the market we operate in and the clients we look after has come in very useful. 
Hallas & Co, Chartered Surveyors 
As our stock levels have grown, they have always adapted our insurances immediately. 
We are a niche business with unique and complex products liability requirements, Merlin Insurance Brokers have been there to advise on our contractual requirements and ensure we are able to cover our risks. Also, as our stock levels have grown, they have always adapted our insurances immediately to ensure we are always covered. 
British Medical Auctions